Have you been Phished?

Got email supposedly from Smith Barney / Citibank.
Don't do business with them but if I did the email and the link looked official to respond to but of course the link would have you "login" to your account.

This is much scarier than harmless junk spam or even the virus attacks. Are you safe in cyberspace??

The link above by the REAL Smith Barney shows what was sent to me and where you get linked to.